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What does the bank check when I take out a mortgage?

When the bank lends money, it wants to be sure that you can pay the monthly cost, which mostly consists of interest and amortization. The bank also wants to know that there is good...

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What happens to joint mortgages in the event of death?

What if two people have a joint mortgage and one of them dies? Who will be responsible for paying? Can you stay there? Can one inherit debts? Basic principle: Joint loans are paid by...

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Good Finance’s great guide to saving money

This is how you can save money and get a better personal finance. Firstly, we show you how to save money by reducing your costs. On the one hand, you get tips on how...

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80000 USD Credit – Requirements to prepare

If you turn to a bank and ask for a $ 80000 loan, you already know exactly what the money should be used for after approval. Because such a large loan amount is not...

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Mortgage on new production – everything you need to know.

The disadvantage is that newly produced condominiums are usually more expensive than existing ones. An important factor is the new tenant-owner association’s finances and ongoing fees. Since a new association has no previous operating...